Business Insurance
Comprehensive business protection made simple
We understand running any business comes with its own set of unique challenges and risks. We’re here to make sure you’re protected in the event of the unexpected. Our expert team provides tailored insurance coverage for businesses of all sizes and across a variety of sectors. We’ll get to know you; under the skin of how you operate to find out what keeps you up and running, year on year.
Public liability and employer’s liability insurance, business interruption insurance, cyber insurance – and that’s only the start. Business insurance can be confusing and overwhelming, so we’ll guide you to the right policy with efficiency and simplicity. With Amethyst Insurance, you can focus on what you do best – running your business.
Main policy features
Get the business insurance your organisation deserves
Business insurance offers extensive protection against your risks and unexpected compensation claims, covering your work, premises, employees, company reputation and future livelihood.
Having the right amount of coverage is crucial. No one wants to overpay for insurance they don’t need, but also the true value of insurance comes when you need to make a claim, so you don’t want to find out you’re underinsured either.
At Amethyst Insurance, we build an insurance policy that suits your business, offering a wide range of insurance covers. Our expert team will give you honest, straight-forward advice throughout the process so you can confidently make an informed decision towards protection that meets your specific needs.
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Find the right cover
Public liability & professional indemnity insurance
Different types of business insurance cover different risks. Public liability insurance protects you from compensation claims made by the public. Professional indemnity insurance covers you if a client sues you. Employers’ liability insurance handles compensation claims from employees. At Amethyst Insurance, we ensure you have the right coverage for all your business needs
Services
Frequently Asked Questions
Got a question and looking for answers? Hopefully, we can answer them here.
Public liability insurance protects businesses against compensation claims from third parties for injury or property damage that occurs on their premises or as a result of their operations. It provides financial coverage for legal fees and compensation costs, helping to mitigate the financial risks associated with accidents or incidents involving members of the public.
Professional indemnity insurance safeguards businesses and professionals against claims of negligence or errors made while providing services to clients. It covers legal costs and compensation payments if a client alleges financial loss due to mistakes, errors, or omissions in the services provided. This insurance is crucial for protecting the reputation and financial stability of businesses in professional service industries.
Employers’ liability insurance is a legal requirement for businesses with employees and covers compensation claims for work-related injuries or illnesses. This insurance safeguards businesses in meeting their legal obligations and protecting their finances all whilst prioritising the well-being of their employees.
The only type of business insurance that is mandatory under UK law is employers’ liability cover, which is required for most businesses that employ staff, even on a casual basis. Other types of insurance, such as professional indemnity, may be mandated by industry regulators or specific business circumstances.